Sɛ wotɔ stock na afei wode plus ketewaa bi tɔn no a, ɛnde mpere wo ho nnya ahurusi. Saa plus yi ma broker wɔ terminal no betumi ayɛ minus wɔ wo sika kotoku mu. Sɛ woredi gua wɔ stock (ne foforo biara) gua so a, ɛsɛ sɛ wokae commissions ne overhead costs wɔ transactions ho bere nyinaa. Mfe pii a atwam no, ebia ɛbɛyɛ wo sɛ mfaso wɔ w’aguadi mu, nanso akontaabu no nyin nkakrankakra sen sɛnea na wohwɛ kwan. Momma yɛnte nea enti a eyi ba no ase. Sɛ wofa Tinkoff Investments API nkrataa no a, wobɛtumi ahunu sɛ anyɛ yie koraa no, broker (biara) de wo sika yɛ adwuma ahodoɔ 64. Bere koro no ara mu no, emu fã fa sika a wɔde tua ho ka ne tow a wɔde sie ho, na nea aka no fa sika a wɔde kɔ baabi foforo ho.
Oprehyɛn ahorow a wɔyɛ
| nɔma | Nkyerɛmu |
|---|---|
| 0. Ɔde ne nsa kyerɛɛ ne so | Wɔnkyerɛkyerɛɛ oprehyɛn no su mu. |
| 1. 1. Nnipa a wɔte saa | Brokerage akontaabu no a wɔbɛsan ahyɛ mu ma. |
| 2. 2. | Ankorankoro sika tow a wɔde sie wɔ coupon ahorow so. |
| 3. 3. | Sikakorabea Kɛse no a wɔayi afi mu. |
| 4. 4. | Sika a wonya fi REPO asɛm a wɔyɛ no anadwo biako mu. |
| 5. 5. | Tow a wɔde sie. |
| 6. 6. | Bonds a wɔgye koraa. |
| 7. | Securities a wɔtɔn fi card no so. |
| 8. 8. Nsɛm a wɔka kyerɛ | Tow a wotua wɔ sika a wɔkyɛ ho. |
| 9. Nsɛm a wɔka kyerɛ | Sika a woyi fi hɔ. |
| 10. 10. Ɔde ne nsa kyerɛɛ ne so | Bonds a wɔgye no fã bi. |
| dubaako | Towtua mu nsakrae. |
| 12. Ɔde ne nsa kyerɛɛ ne so | Withholding commission a wɔde di dwuma wɔ brokerage akontaabu bi ho. |
| 13. Nsɛm a wɔka kyerɛ | Tow a wɔde sie de nya honam fam mfaso. |
| 14. Ɔde ne nsa kyerɛɛ ne so | Withholding commission ma gyinabea a wɔankata so. |
| 15. Ɔde ne nsa kyerɛɛ ne so | Sikakorabea Kɛse a Wɔbɛtɔ. |
| 16. Ɔde ne nsa kyerɛɛ ne so | Sikakorabea Kɛse a wode kaad bɛtɔ. |
| 17. Ɔde ne nsa kyerɛɛ ne so | Securities a wɔde fi adekoradan foforo mu. |
| 18. Ɔde ne nsa kyerɛɛ ne so | Adetɔn a efi Margin-call mu ba. |
| 19. Ɔde ne nsa kyerɛɛ ne so | Aguadi ho ka a wɔde sie. |
| 20. Ɔde ne nsa kyerɛɛ ne so | Adetɔ sɛ nea efi Margin-call mu ba. |
| 21. Ɔde ne nsa kyerɛɛ ne so | Dividend a wotua. |
| 22. Ɔde ne nsa kyerɛɛ ne so | Securities a wɔtɔn. |
| 23. Ɔde ne nsa kyerɛɛ ne so | Coupon a wotua ho ka. |
| 24. Ɔde ne nsa kyerɛɛ ne so | Sika a wɔde bɛma SuccessFee commission. |
| 25. Ɔde ne nsa kyerɛɛ ne so | Sika a wonya fi kyɛfa mu a wɔde kɔ baabi foforo. |
| 26. Ɔde ne nsa kyerɛɛ ne so | Nsakraeɛ margin ho akontabuo. |
| 27. Ɔde ne nsa kyerɛɛ ne so | Write-off of nsakrae margin. |
| 28. Ɔde ne nsa kyerɛɛ ne so | Adetɔ wɔ bere a daakye apam bi atwam no mu. |
| 29. Ɔde ne nsa kyerɛɛ ne so | Продажа в рамках экспирации фьючерсного контракта. |
| 30 | Комиссия за управление по счёту автоследования. |
| 31 | Комиссия за результат по счёту автоследования. |
| 32 | Удержание налога по ставке 15%. |
| 33 | Удержание налога по купонам по ставке 15%. |
| 34 | Удержание налога по дивидендам по ставке 15%. |
| 35 | Удержание налога за материальную выгоду по ставке 15%. |
| 36 | Корректировка налога по ставке 15%. |
| 37 | Удержание налога за возмещение по сделкам РЕПО по ставке 15%. |
| 38 | Удержание налога за возмещение по сделкам РЕПО. |
| 39 | Удержание налога по сделкам РЕПО. |
| 40 | Возврат налога по сделкам РЕПО. |
| 41 | Удержание налога по сделкам РЕПО по ставке 15%. |
| 42 | Возврат налога по сделкам РЕПО по ставке 15%. |
| 43 | Выплата дивидендов на карту. |
| 44 | Корректировка налога по купонам. |
| 45 | Комиссия за валютный остаток. |
| 46 | Комиссия за вывод валюты с брокерского счета. |
| 47 | Гербовый сбор. |
| 50 | SWIFT-перевод |
| 51 | SWIFT-перевод |
| 53 | Перевод на карту |
| 54 | Перевод с карты |
| 55 | Ka a wɔbɔ wɔ sika a wɔde yi sika no ho |
| 56. Ɔde ne nsa kyerɛɛ ne so | Wɔkyerɛw sika a wotua wɔ Bagua ahorow no som ho |
| 57. Nkyekyɛm | Securities a wɔde fi IIS mu kɔ Brokerage akontaabu mu |
| 58. Ɔde ne nsa kyerɛɛ ne so | Securities a wɔde fi brokerage akontaabu biako mu kɔ foforo mu |
| 59. Nkyekyɛm | Sika a woyi fi akontaabu no mu |
| 60 na ɛwɔ hɔ | Sika a wɔde befi akontaabu no mu a wɔbɛsan ahyɛ mu ma |
| 61. Nkyekyɛm | Sesa anadwo a wɔde bɛto hɔ |
| 62. Nkyekyɛm | Commission a wɔkyerɛw too hɔ |
| 63. Nkyekyɛm | Sika a wonya fi anadwo biako mu |
| 64. Ɔde ne nsa kyerɛɛ ne so | Bere a atwam |
Trɛw pon no mu
So wunim nsɛmfua yi nyinaa yiye? So wunim sɛ “stamp duty” pɔtee bi wɔ hɔ, bere bɛn ne tow dodow ahe na wɔde sie wo? Na sɛ woyi sika ansa na sikasɛm afe no aba awiei a, wotua tow wɔ mfaso a wunya nyinaa ho a wonsusuw nneɛma a woahwere ho? Sɛ wunnim eyi yiye a, ɛnde akyinnye biara nni ho sɛ ɛsɛ sɛ wususuw ne nyinaa ho.
Wɔ asɛm no mu no wubesua mfitiasesɛm a ɛfa sɛnea wubehu nea ebefi akontaabu no mu aba ankasa a oprehyɛn nyinaa ho nsɛm nyinaa ka ho.
Akwan abiɛsa a wɔfa so yɛ deal analysis
- Intuitive intanɛt so
- Manual akyi nokwasɛm no
- Auto
Nhumu a ɛyɛ mmerɛw
Sɛ wodi gua hwɛ brokerage terminal nkutoo a, ɛnde nsɛm pii bɛkwati w’ani. Nea edi kan no, mfaso nni so sɛ brokers bɛbɔ commission dodow a wubetua wɔ asɛm pɔtee bi ho dawuru. Sɛ nhwɛso no, wɔ Finam terminal no mu no, biribiara nni hɔ a ɛfa commission ho bere a wɔreyɛ nnwuma. Wɔ Tinkoff hyɛn gyinabea hɔ no, ɛde besi nnansa yi no, wɔ daakye ho mpo no, na wɔkyerɛw commission no kɛse ansa na wɔretɔ. Nanso bere a na meresiesie asɛm no no, mihui sɛ wofii ase de siee nnuru a wɔayɛ no mmerɛw akyi.
Wɔaka saa nsɛm nketenkete yi ho asɛm yiye wɔ ha: Nea Tinkoff Investments nka.
Mfonini 1. Stocks a wɔtɔ (benkum so) ne daakye (nifa so).
Hwɛ screenshots abien a ɛkyerɛ nnwinnade a wɔde tɔ nneɛma (Mfonini 1). Wɔ nea edi kan no so no, wuhu sika dodow a wɔde dii gua ne sika a wɔde mae. Wɔ nea ɛto so abien no so no, wuhu nsɛntitiriw bi na wunhu ahyɛde no. Nea ɛto so abien no, sɛ wotɔ stock wie a, woakɔ kɔkɔɔ no mu dedaw. Ɛbɛyɛ nea ɛteɛ sɛ wobɛkyerɛw wɔ terminal no mu sɛ mfaso a wunya wɔ oprehyɛn no mu no nyɛ zero, na mmom ntɛm ara yi commissions abien fi mu. Yɛte ase wɔ nsateaa so. Wɔ asɛm a edi kan no mu (a ɛda so ara yɛ mfonini koro no ara 1) wɔ adwene pa ne adwene pa ho no , wotɔɔ ntonto 150 . Stock no kɔɔ soro kopecks 50, ɛboroo +0.25% . Wohu wɔ apam no so +750 rubles . Mpofirim ara wim tebea danee bɔne, mununkum no yɛɛ den , na wusii gyinae sɛ wobɛtɔn biribiara. Ebia ebinom besusuw sɛ wɔwɔ +750 rublesikanya. Afoforo susuw sɛ wɔwɔ bɛyɛ zero, efisɛ wɔayi ahyɛde no afi mu. Nanso wɔn nyinaa di mfomso. Mmuae a ɛteɛ ne sɛ, sɛ wɔreto gyinabea bi mu a, wɔbɛhwere ruble 1000 ( sika a wonya, a wɔayi sika a wɔde tɔ ade no afi mu, wɔayi sika a wɔde tɔ ade no afi mu ). Afei momma yɛnhwɛ screenshot a ɛwɔ nifa so no, ɛyɛ anigye kɛse mpo wɔ hɔ. Wɔ nhwɛso yi mu no, sika a wɔde tɔ asase no yɛ ruble 400. Nea ɛne eyi hyia no, sɛ wotɔ lot abiɛsa a, wubenya minus ruble 1200. Na adetɔn no betua bɛyɛ saa ara. Sɛ wɔka ne nyinaa bom a, wowɔ minus 2400 rubles, ɛwom sɛ adesua no nnya ntu mpo de.
Sɛ wubetumi asɛe aguadi yi a, ɛsɛ sɛ lot biako bo kɔ soro ruble 800. Ɔha biara mu biako. Ɛyɛ nea ɛfata. Ɛne sɛ, sɛ ɛkɔ soro 1% a, wo mfasoɔ nyɛ +1% , na mmom ZERO !
Nhwɛsoɔ no, ampa, ɛkame ayɛ sɛ ɛyɛ synthetic, ɛfiri sɛ wɔfa tariff a ne boɔ yɛ den paa – investor deɛ no. Yɛkora sika a wɔbɔ ɔsram biara no so, yenya apɔnkɔ commissions ma aguadi. Susuw tebea no ho hwɛ, wugyina baabi a wɔtɔn pɛtro a tebea no ne sɛ sɛ woantɔ hot dog ne tii amfi wɔn hɔ a, ɛnde wutua pɛtro mmɔho du. So wubetua x10 bo ama pɛtro lita biako, anaasɛ wobɛtɔ hot dog na woahyɛ mu ma wɔ bo a eye sen biara so? Ɛno ara ne no, ɛsɛ sɛ wosusuw biribiara ho na wɔde toto ho. Na novice investor mfa saa nneɛma yi nsusuw ho wɔ dodow nketewa ho: ɔkwan bi so no ɛnyɛ hwee, ruble wɔ hɔ, ruble wɔ ha. Saa na yɛbɔ yɛn bra. Ɔkwan bɛn so na wobesi gyinae? Fa nsa bu akontaa, anaasɛ fa aguadi robɔt a ɛbɛbu mfaso a ɛwɔ portfolio no mu na atɔn wɔ mfaso a wɔadi kan abu ho akontaa anaasɛ agyae di dwuma.
Manual akyi nokwasɛm no
Momma yɛnkɔ akyiri, woadi gua bere bi na wopɛ sɛ wuhu mfaso ankasa a ɛwɔ w’aguadi no mu, na ɛnyɛ saa nɔma ahorow yi wɔ terminal no mu. Afei ɛbɛyɛ den kakra, nanso mfaso kɛse bɛba so. Akwan abiɛsa na ɛwɔ hɔ a wobɛfa so de nsa adi w’adwuma ho abakɔsɛm akyi
- Wɔ broker no terminal no mu. Yɛpow saa kwan yi ntɛm ara esiane nsɛm a ɛba fam nti.
- Wo nnwuma a wobɛkyere agu hama so wɔ Excel mu. Eyi yɛ ma wɔn a wɔwɔ ahomegye bere pii anaasɛ wɔtɔ ade biako dapɛn biara.
- Amanneɛbɔ a wobɛtwe na wode nsa afrafra (anaasɛ wode nnwuma adi dwuma).
Amanneɛbɔ ahodoɔ nsia na ɛwɔ hɔ a wobɛtumi atwe wɔ Tinkoff Investments
- tow ho amanneɛbɔ
- Broker Amanneɛbɔ
- Depository amanneɛbɔ
- Nsɛm a ɛfa bo a agyapade bo ho
- Adansedi krataa a ɛkyerɛ sɛ sika a wonya wɔ Russia Federation akyi
- Tow Krataa 1042-S (Adansedi krataa a ɛkyerɛ sɛ wɔatua kyɛfa ne coupon ahorow a wɔde ma wɔ U.S. nnwumakuw ahobammɔ ho, ne tow dodow a wotuae)
Na wɔn nyinaa wɔ wɔn ankasa nuances. Na wuntumi nnya date range a wuhia no ho asɛm wɔ bere koro mu. Sɛ nhwɛso no, sɛ wubenya brokerage amanneɛbɔ afe biako a, ɛsɛ sɛ wotwe amanneɛbɔ 12 ma ɔsram biara, na afei woka bom.
Kɛkɛ a mma me paanoo, ma menhyehyɛ saa apon yi mu, ɛnte saa? Ɛyɛ anigye kɛse sɛ wobɛdi gua denam buttons mmienu bi a wobɛkyere wɔ terminal no so. Nea ɛbɛyɛ na wɔayɛ saa no, nnwuma a wɔkyerɛ sɛ ɛyɛ adwuma a wɔde wɔn ankasa adwuma ma no taa fi ase denam nokwasɛm a ɛyɛ sɛ wode wo nsa twe amanneɛbɔ ahorow yi na afei wode nsa nso de gu so no so. Excellent automation, mepɛ sɛ meka kyerɛ wo. Na afei yɛrekɔ ɔkwan a ɛyɛ adwuma ara kwa a yɛbɛfa so kan amanneɛbɔ ahorow yi so yiye. Nea eye ne sɛ, akansifo aguadifo wɔ API a ɛyɛ mmerɛw ne nneɛma pa ahorow ma eyi.
Auto
Yɛde Tinkoff sika a wɔde asie ne wɔn API ho nhwɛsoɔ bɛhwehwɛ mu. Abisade ahorow abiɛsa na ɛwɔ hɔ a wɔde gye amanneɛbɔ ahorow:
Mmienu a edi kan no yɛ super pɛpɛɛpɛ, wɔ wɔn mu no, wɔakyekyɛ commission a wotua no mpo mu ma nea ɛfaa no (commission a broker, exchange ne clearing center). Wɔkyekyere data a ɛwɔ amanneɛbɔ ahorow yi mu no bere a wɔn a wɔrebɔ ka nyinaa adi ho dwuma wɔ T-3 mode no mu akyi. Nanso bere a wɔyɛ super cool na wɔyɛ pɛpɛɛpɛ no, mprempren yi nso wɔyɛ brɛoo na wɔyɛ ɔhaw. Sɛ menkɔ nsɛm no mu kɔ akyiri a, mɛgyaw links nko ara. Ne tiawa mu no, na mfomsoɔ amanneɛbɔ a ɛdi kan no wɔ Ɔpɛpɔn mfitiaseɛ, nanso ɛkɔ so nyɛ adwuma https://github.com/Tinkoff/investAPI/issues/341 https://github.com/Tinkoff/investAPI/issues/367 https: //github.com/Tinkoff/investAPI/nsɛmpɔw/370 Nanso yɛnkura wɔn ho abufuw biara wɔ eyi ho, efisɛ yɛte ase sɛ nnipa biako ne fã de saa dwumadi ahorow yi di dwuma, ɔkwan bi so no wɔyɛ adwuma. Bere koro no ara mu no, mprempren nsɛm a ɛho hia kɛse wɔ hɔ a ɛfa asotwe ne nea ɛkeka ho ho. Enti, yɛdan kɔ ɔkwan a ɛto so abiɛsa no so. Abisadeɛ a ɛfa GetOperationsByCursor dwumadie ho . Saa kwan yi nyɛ nea ɛyɛ nokware sen biara, nkitahodi ho nsɛm betumi asesa ansa na wɔawie wɔ brokerage amanneɛbɔ no mu. Nanso saa kwan yi yɛ ntɛmntɛm sɛnea ɛbɛyɛ yiye biara wɔ adwene mu atirimpɔw ahorow a ɛfa nneɛma nyinaa ho. Mede yɛɛ ɔsom bi a wɔde bu sikasɛm a ɛkɔ so wɔ brokerage akontaabu so.
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Статья познавательная особенно на примере банка Тиньков, спасибо!