Tinkoff commissions wɔ registration, servicing, replenishment, transfer ne sika a wɔyi

Tinkoff ka a wɔbɔ wɔ dinkyerɛw, dwumadie, replenishment, transfers ne sika a wɔyi, sɛdeɛ wɔde hyɛ akontaabuo mu, Tinkoff card a enni commission wɔ 2024. Wɔ Tinkoff wɛbsaet a ɛyɛ aban de no so no, wɔapete commissions ho nsɛm nyinaa wɔ afã horow. Yɛaboaboa ano na yɛahyehyɛ no wɔ beae biako.

Ka a wɔbɔ wɔ mprempren akontaabu mu nkitahodi ho ma nnwuma ne ankorankoro a wofi Tinkoff

Commission a wɔde bɛsan ahyɛ Tinkoff akontaabu bi ma

Ɛgyina toɔ ne ɔkwan a wɔbɛfa so ahyɛ mu ma so no, wɔde anohyetoɔ asi hɔ ama ɔsram baako: Wubetumi de sika ahyɛ wo akontaabu mu a wuntua hwee:

• sika a wɔde fi sikakorabea foforo a ɛwɔ sikakorabea foforo mu mprempren;
• fi wo debit card so denam wo akontaabu ho nsɛm a wode bedi dwuma so;
• wɔ Tinkoff ATM ahorow a ɛwɔ anohyeto a wɔde ma kwa no mu.

Commission a wɔde yi sika fi business cards mu sɛnea Tinkoff tariffs kyerɛ no

Sɛ wopɛ sɛ woyi sika na fa ATM so de sika hyɛ mu a, wuhia adwuma krataa (https://www.tinkoff.ru/business/help/account/business-card/about/).

Commissions for Tinkoff a wɔde ma ankorankoro

Towtua kwan no te sɛ nea edidi so yi:

Ka a wɔbɔ wɔ nneɛma a wɔde kɔ w’ankasa Tinkoff debit card so ma ankorankoro nnwumayɛfo

Ka a wɔbɔ wɔ nneɛma a wɔde kɔ w’ankasa Tinkoff credit card so ma ankorankoro nnwumayɛfo

Amannɔne sika akontaabu

Wɔ June 5, 2023 no, Tinkoff de sika bi a wɔde bɛsan ahyɛ amannɔne sika akontaabuo mu ma wɔ U.S. dɔla ne euro mu denam Tinkoff ATM so, ne sikakorabea sikakorabea ne sika a wɔgye so. Sɛ wopɛ sɛ wode $1,000 gu US dollar akontaabu mu a, sikakorabea no begye sika a wode bɛto hɔ – wɔbɛda sika no adi wɔ ATM screen no so ansa na wɔde sika no akɔto hɔ. Nsakrae no bɛka sika a wɔde tua ho ka wɔ U.S. dɔla ne euro mu. Klik sika akontaabu a wopɛ no so, twe kɔ screen no ase na paw “Tariff” na hu commission no kɛse: Ɛfata sɛ yesusuw ho sɛ Tinkoff commissions no dɔɔso na wɔ asɛm biako mu no yebetumi asusuw nea ɛho hia na ɛtaa ba nkutoo ho wɔn a wɔyɛ. Nsɛm a wɔahyehyɛ no nyinaa wɔ krataa biako mu https://acdn.tinkoff.ru/static/documents/business-tariffs-all.pdf

Tinkoff debit card ho ka a wɔbɔ

Tinkoff Black debit card no dii kan puei wɔ afe 2012 mu na ɛfiri saa berɛ no wɔbu no sɛ ɛyɛ sikakorabea no adeɛ a agye din paa. Mfaso titiriw: cashback a ɛkɔ soro ma nneɛma a wɔtɔ, free transfers, delivery service ne nea ɛkeka ho pii. Sɛnea sikakorabea adwumakuw no ananmusifo kyerɛ no, sɛ wɔde Tinkoff kaad di dwuma a, ɛkyerɛ sɛ wonnya sika biara wɔ sikasɛm mu nnwuma dodow no ara ho. Nanso ɛnyɛ nea ɛyɛ mmerɛw saa. Ɛyɛ papa sɛ wobɛsua sika a Tinkoff wɔ wɔ nneɛma a wɔde kɔ baabi foforo ne nea wɔayi afi mu, ne nnwuma afoforo ho no ho ade kɔ akyiri.

Nneɛma a ɛkyerɛ sɛ wogye

Wɔhyehyɛ akwammisa krataa a wɔde hwehwɛ kaad no wɔ sikakorabea no wɛbsaet hɔ. Wɔde data a edidi so yi hyɛ kratasin titiriw bi mu:

• nkyerɛwde a edi kan a edi mũ;
• telefon nɔma – ɛyɛ adwuma sɛ adwinnade titiriw bere a wɔreyɛ sikasɛm mu nkitahodi;
• da a wɔwoo no;
• akwantu tumi krataa ho nsɛm.

Wɔsi gyinae no wɔ simma 1-2 ntam. Delivery yɛ free wɔ nnafua 3 ntam. Sikakorabea no ananmusifo a wɔama no tumi bɛba address a wɔakyerɛ no so wɔ bere a wɔahyɛ no mu;ɛho behia sɛ wunya akwantu tumi krataa.

Amannɔne ɔman mma a wɔbɛkyerɛw wɔn din no hwehwɛ sɛ wɔsi so dua sɛ mmara kwan so tena Russia Ɔman no asasesin mu – atutra krataa, tumi krataa a wɔde bɛtra hɔ anaa visa – a egyina ɔman ba a obi yɛ so.

Tinkoff som: ahyɛde ahorow, tebea horow

Debit card a wɔyɛ ne nea wɔde bɛkɔ no yɛ nea wontua hwee. Sɛ wɔrepaw plastic nhyehyɛe a anohyeto wom a, wɔde mprempren towtua nhyehyɛe no na ɛkyerɛ ɛka a wɔbɔ. Wɔgye ɔsram biara nsiesie ho ka sɛ commission – 99 rubles ɔsram biara anaa 1188 afe biara. Wɔmfa ɔsom ho ka biara mma:

• sɛ wobɛkyerɛw wo din sɛ wobɛkyerɛw Tinkoff Pro a wotua ho ka;
• sɛ obi wɔ aguadidan anaa sikakorabea bi so, kaad a efi ruble 50,000 so;
• bosea a na ɛwɔ hɔ dedaw a efi Tinkoff hɔ, a wogyee wɔ Black so;
• obi a ɔwɔ akontaabu a onnii mfe 18;
• nokwasɛm a ɛyɛ sɛ wonya pɛnhyen sika wɔ plastic ho.

Hyɛ no nsow: sika ko a ɛwɔ sikasɛm ho akontaabu krataa no so na ɛkyerɛ commission a wɔde bedi amannɔne sika akontaabu a ɛwɔ hɔ dedaw no ho dwuma. Sɛ nhwɛsoɔ no, dɔla anaa euro yɛ kwa sɛ sika dodoɔ a ɛwɔ so no nnu euro/dɔla mpem 100, ma ɛboro so – 0.25% bosome biara. Wɔyɛ amannɔne akontaabu ahorow afoforo ho adwuma a wontua hwee.

Tinkoff Pro a wotua ho ka no bo yɛ ruble 199. ɔsram biara. Mfaso titiriw: cashback a ɛkɔ soro kodu 10-15%, mfɛntom a ɛwɔ sika a aka no so, akatua foforo wɔ nokwaredi nhyehyɛe no ase. Amanneɛbɔ a ɛfa akraman nneyɛeɛ ho wɔ kaad no so, sɛ nhwɛsoɔ no, wɔde ma/san de ma, siw ano, wɔsan hyɛ mu ma ne sikatua a ɛnam aban wɛbsaet no so no yɛ kwa. SMS ne PUSH amanneɛbɔ hwehwɛ sɛ wotua ruble 59. ɔsram biara. Wɔkora sika no so sɛ bere a wɔtew sika no so no, anyɛ yiye koraa no wɔde ɔsom no dii dwuma mpɛn 1 a. Bio nso, kaad no ma wotumi nya insurance sɛ ɛba sɛ wowia sika fi sika a aka no mu a – 99 rubles. ɔsram biara.

Mmoa: nnwuma ahorow a wotua ho ka no, nea ɔde di dwuma no betumi ayɛ adwuma wɔ n’ankasa ne pɛ mu denam n’ankasa akontaabu a ɛwɔ sikakorabea adwumakuw no wɛbsaet no so.

Sika a wɔbɔ wɔ sika a wɔde bɛto Tinkoff kaad mu ne nea woyi fi mu ho

Mfaso titiriw a ɛwɔ Tinkoff so ne sɛ wubetumi de sika ahyɛ wo akontaabu mu wɔ ahokafo ATM ahorow mu a wuntwa sika a wɔde tua ho ka: SberBank, VTB, PSB. Nanso, anohyeto ahorow bi wɔ hɔ. Sɛ nhwɛso no, Tinkoff ATM biara ma kwan ma woyi sika a ɛkɔ soro kodu ruble mpem 500 a wontua hwee. ɔsram biara, wɔ affiliates – a ɛkɔ mpem 100, na wɔ asɛm biara mu no ɛkɔ mpem 3. Sɛ sika a wɔayi afi mu no nnu 3000 a, wɔde commission a ɛyɛ ruble 90 sie.

Sɛ ɛboro mprempren anohyeto no so a, nea ɛka ho ne sɛ wɔbɛkora 2% commission, anyɛ yiye koraa no 90 rubles.

Nkyerɛase ahorow

Wɔ Tinkoff Black kaad wuranom fam no, wɔde sika a wɔde kɔ sikakorabea no nyinaa a wontua hwee, a nea ɛka ho ne sika a wɔde kɔma sikasɛm asoɛe afoforo denam telefon nɔma so denam sikatua nhyehyɛe a wɔde tua ntɛmntɛm ne sikakorabea ho nsɛm a wɔde di dwuma so. Eyi te saa titiriw wɔ utility bills ho – sikakorabea pii gye commission. Sika a wɔde kɔ sikakorabea foforo kaad so no, sɛ sika no ntra ruble 20,000 a, wontua hwee. ɔsram biara. Sɛ wowɔ Tinkoff Pro nkrataahyɛ a ɛfata a, anohyeto no kɔ soro kodu RUB 50,000. Sɛ woboro asɛm no kɛse so a, ɛhwehwɛ sɛ wotua 1.5% anaasɛ anyɛ yiye koraa no ruble 30. Mobile application no dwumadie ma wɔkora kaad a ɛhia sɛ wɔde kɔ baabi foforɔ daa nyinaa wɔ templates mu. Bio nso, wobetumi adi anohyeto ahorow so.

Commissions a wɔde bɛsan ahyɛ Tinkoff Black card bi ma

Tinkoff Black ma hokwan sɛ wode kaad a ɛfiri sikakorabea asoɛeɛ foforɔ mu, anaasɛ wode Tinkoff intanɛt dwumadie no bedi dwuma de ahyɛ wo kaad no mu kwa. Wɔnam ahokafo so de sika a wɔde sie ma a wontwa commission a ɛkɔ soro kodu ruble 150,000 no mu:

• Ɔbɔfo;
• MTS, ne MTS;
• Beeline na ɔkyerɛwee.

Mmoa: sɛ anohyeto no yɛ ruble 150,000 a. ɛboroo so no, wogye 2% commission. Tebea a ɛte saa ara sɔre sɛ wɔfa Sberbank, PSB ATM so de nneɛma foforo hyɛ mu ma a.

Cashback a wɔde ma wɔ nneɛma a wɔtɔ ho

Wɔde basic cashback ahyɛ 1% wɔ ruble 100 biara a wɔsɛe no ho. Ade titiriw a ɛwom ne anohyeto ahorow a emu yɛ den. Nea edidi so yi, dwumadi no nka ho:

• sika a wotua ma mobile operator nnwuma;
• ɛlɛtrɔnik sika kotoku a wɔde bɛhyɛ mu ma;
• sikatua a wode w’ankasa akontaabu bedi dwuma;
• Nnwuma a wɔde di dwuma a wɔde di dwuma ho ka a wotua;
• nnwuma afoforo a na ɛnam Intanɛt so sikakorabea so nni nkitaho.

Sikakorabea adwumakuo no to nsa frɛ wɔn a wɔwɔ akontaabuo no sɛ wɔmfa wɔn ho nkyerɛ nnwuma a ɛfata sɛ wɔma sika a wɔsan de ma no kɔ soro – ɛkɔsi akuo 4 a ɛsan ba 15%, a ɛgyina Tinkoff Pro – 8. Bio nso, sikakorabea no taa de nneɛma titire ma efi aban ahokafo a wɔn ɔha biara mu nkyem a ɛkɔ soro kodu 30% – nkɔnsɔnkɔnsɔn a sotɔɔ ahorow Pyaterochka, Magnit, M.Video, ne nea ɛkeka ho.

Wɔde sika a wɔde bɛsan agye a ɛkyɛn so no asi hɔ sɛ ruble 3,000 ɔsram biara, Tinkoff Pro a ɛwɔ hɔ no ma sika no kɔ soro kodu 5,000. Wɔyɛ sika a wɔboaboa ano no ara kwa wɔ amanneɛbɔ bere biara awiei.

Wɔn a wɔwɔ MIR kaad nyinaa, a obiara nka ho, de wɔn ho hyɛ payment system’s loyalty program no mu ara kwa. Sɛ nhwɛso no, wɔ nneɛma a wotɔ fi ahokafo hɔ ho no wubetumi anya sika a wɔatew so pii ne akatua foforo. Wɔn mu bi ne wɔn a wɔde nneɛma akɛse ma, aguadidan akɛse, ankorankoro nnuruyɛ asoɛe ne ahyehyɛde afoforo pii. Wɔtaa yɛ nneɛma a wɔde ma no ho nsɛm foforo wɔ sikakorabea adwumayɛbea no wɛbsaet a ɛyɛ aban de ne MIR sikatua nhyehyɛe no so. Sɛnea ɛbɛyɛ a worenhwere ade titiriw bi a mfaso wɔ so no, wɔkamfo kyerɛ sɛ di nsɛm foforo a wɔayɛ no akyi.

Mfaso a ɛwɔ sika a ɛkari pɛ so

Connected Tinkoff Pro subscription (ɔsram a edi kan a wɔde bedi dwuma no yɛ nea wontua hwee, ɛno akyi no, ruble 199 wɔ sikatua bere biara mu) na sɛ wɔtɔ nneɛma a ne bo yɛ ruble 3,000 ɔsram biara a, sikakorabea adwumakuw no gye 5% afe biara wɔ sika a aka a ɛnyɛ saa no so boro ruble 300,000. Sɛ wɔboro anohyeto a ɛwɔ hɔ mprempren no so a, wɔmfa mfɛntom mma. Wɔn a wɔde di dwuma no hyɛ mfaso ahorow bi a wonya fi nea wɔde ma titiriw no so nsow. Sɛ nhwɛsoɔ no, Sovcombank de 12% ma afe biara wɔ asram 3 a ɛdi kan no mu, Uralsib – 11%.

Nea ɛho hia: wobu mfɛntom wɔ sika a aka mprempren no nkutoo so wɔ adwuma da biara awiei na wɔboaboa ano ara kwa wɔ da a wɔyɛɛ asɛm a ɛne no hyia no.

Tinkoff kaad a wode bedi dwuma bere a worekɔ amannɔne no

Bere a wɔde anohyeto baa VISA ne MASTERCARD sikatua nhyehyɛe ahorow ase akyi no, Tinkoff Black bɛyɛɛ sikakorabea nneɛma a Russia akwantufo agye din sen biara no mu biako. Eyi fi sika pii a wɔde di dwuma ne tumi a wotumi yi sika a wɔmfa sika a wɔde tua ho ka wɔ ATM biara so, ɛmfa ho ɔman a wɔte mu no. Nnansa yi ara, wɔayɛ adwene sɛ wɔde MIR sikatua nhyehyɛe no nkutoo bedi dwuma wɔ amannɔne, ne aman kakraa bi mu. Tinkoff Sikakorabea de kaad a egyina MIR so ma, bere a wɔmfa sika pii nnyinasosɛm nni dwuma bio – kaad yɛ ɔman ruble nkutoo. Nanso mfaso titiriw a ɛwɔ so no da so ara wɔ hɔ – sɛ wonni commission a wɔde yi sika wɔ ATM biara a ɛwɔ saa aman a ɛne sikatua nhyehyɛe no yɛ adwuma no mu.

Mfaso ne ɔhaw ahorow a ɛwɔ so

Russiafo dodow no ara a wɔde Tinkoff debit ne credit card di dwuma esiane nneɛma a edidi so yi nti:

• ɔsom ho mmara a emu da hɔ;
• nsɛnnennen a enni hɔ bere a wɔrekyerɛw wɔn din no;
• 24/7 mmoa som adwuma;
• Intanɛt so sikakorabea nhyehyɛe a ɛyɛ mmerɛw;
• biakoyɛ a wɔne sikakorabea ahorow pii yɛe.

Sɛ wode kaad bɛma a, nea ehia ara ne sɛ wubenya akwantu tumi krataa ne telefon nɔma, na sɛ wunya kwan kɔ w’ankasa akontaabu mu wie a, ɛbɛyɛ sikasɛm nɔma. Sikakorabea no hyɛ tebea horow a ɛyɛ anigye ne nneɛma titiriw a wɔde bɛma obiara a mfaso wɔ so ho bɔ, nanso sika a wɔde ma no tew bo a ɛsom wɔ nea wɔde ma no so. Ɛsɛ sɛ wosusuw commission no a ɛwɔ hɔ ne ne kɛse ho ansa na wɔabisa Tinkoff card.