Indlela yokufumana i-ruble yesigidi ngosuku, iveki, inyanga, unyaka

Inqaku lenziwe ngokusekelwe kuluhlu lwezithuba ezivela  kwitshaneli yeTelegram ye-OpexBot , eyongezwa ngumbono wombhali kunye nombono we-AI. Umbuzo wakudala: “indlela yokufumana i-ruble yesigidi?” (iinguqu: indlela yokwenza isigidi seedola ngokukhawuleza, ngeyure, ngenyanga okanye ngonyaka). Kwaye ukuba eminye imibuzo ivumba lomntwana kunye nokungenzeki kwi-99% yabemi beplanethi yoMhlaba, ke abanye banentsingiselo ebonakalayo kunye nesisombululo esifanelekileyo. Siza kuthetha?

Kunzima ukufumana umntu ongazange aphuphe ukuba abe ngusozigidi ubuncinane kanye ebomini bakhe. Ngokolona qikelelo luqikelelwayo, malunga ne-95% yabemi bahlala bephupha ngokufumana isigidi seedola, kwaye bangama-5% kuphela abasele befumene olo hlobo lwemali okanye bayilahle imbono yabo ngenxa yezizathu zengqondo.

Isicelo esithandwa ngonaphakade yindlela yokugcina i-ruble ye-1 yezigidi (iidola, izithsaba, iibhanana) ngonyaka?

Kukho indlela elula – ukugcina ii-ruble ezingama-2740 (okanye nantoni na ogqiba ukuyigcina) ngosuku. Kwaye kukho enye yokwenyani:

1. Sizibekela usukelo olucacileyo. Ukufumana isigidi ngenxa yesigidi asiyonjongo.
2. Sithatha isigqibo sokuba singatyala malini okanye sichithe njengenxalenye yokurhweba rhoqo. Ngokuqhelekileyo le yi-20-30% yengeniso.
3. Ukukhetha izixhobo zokusebenza. Amasheya, iibhondi, ikamva. Siza kunceda.
4. Sibambelela kuqeqesho kunye nokungaguquguquki.
5. Yonke imihla sifunda kunye nathi.
6. Sifumana ukukhaba kwinto eyenzekayo. Inzuzo !

Masiqhubeke nokucinga: indlela yokufumana i-ruble yesigidi ngosuku, iveki, inyanga, unyaka

Masithi ngosuku, iveki okanye inyanga oku kunzima kakhulu. Ukuba awunayo indawo yokuqala kwifom yomvuzo womphathi ophezulu, okanye i-akhawunti yotyalo-mali empompelweyo. Kwaye ukufumana isigidi ngonyaka kunokwenzeka. Kubalulekile ukuzibekela usukelo ngokuchanekileyo kwaye ube noqeqesho ekulufikeleleni. Kwihlabathi apho imali ibalulekile, abantu abaninzi baphupha ngokuziqwebela isigidi seerandi. Kodwa njani ukufezekisa le njongo? Kufuneka wenze ntoni ukuguqula amaphupha akho abe yinyani?

Ekujoliswe kuko

Inyathelo lokuqala lokufumana ukuzimela ngokwemali kukumisela injongo ecacileyo. Gqiba ngokwakho: ufuna ukwenza njani isigidi? Misela imihla ebekiweyo, yenza isicwangciso sokusebenza kwaye unamathele kuso.

Imfundo

Nayiphi na indlela eya kubutyebi iqala ngemfundo. Funda inkqubo yezemali, uqonde utyalo-mali, funda ngamava abantu abasele befumene impumelelo yezemali. Imfundo sisixhobo sakho ukufezekisa umphumo oyifunayo.

Finplan

Inyathelo elilandelayo elibalulekileyo kukuphuhlisa isicwangciso semali. Fumana ukuba yimalini na oyifunayo ukwenza isigidi. Yahlula le mali ibe ziinjongo ezincinci kwaye usete amanyathelo athile okukunceda ukufezekisa. Zilungiselele ukuba inkqubo ithathe ixesha, kodwa uhlale unomdla.

Ulawulo lwemali

Omnye wemiba ephambili ekufumaneni ubutyebi kulawulo lwemali olusebenzayo. Yenza uhlahlo lwabiwo-mali olucacileyo oluchaza yonke ingeniso kunye neendleko zakho. Beka izinto ezibalulekileyo kwindawo yokuqala uze uphephe ukuchitha imali ngokungeyomfuneko. Gcina ukhumbule ukuba yonke idola oyigcinayo ikuzisa ubutyebi.

Utyalo-mali

Musa ukoyika ukubeka imali yakho kutyalo-mali. Funda imarike, fumana amathuba afanelekileyo kwaye ubale umngcipheko wakho. Utyalo-mali sisixhobo esinamandla sokukhulisa ubutyebi bakho kunye nokufezekisa iinjongo zakho zemali.

Izakhono

Nangona kunjalo, ukongeza kwimfundo kunye nolawulo lwemali, kukwabalulekile ukuphuhlisa izakhono zakho ukuze uphumelele ukufikelela kwisigidi. Zama ukuba ngcono kumsebenzi wakho, uthathe inxaxheba kuqeqesho kunye neenkomfa. Ukuziphucula kuya kukunceda ufezekise impumelelo ebalulekileyo.

Yintoni enye?

Kodwa ukongeza kuzo zonke ezi ngasentla, musa ukulibala malunga neengcamango ezibalulekileyo: umsebenzi onzima, ukunyamezela kunye nokuzithemba. Akukho sicwangciso siya kuvelisa iziphumo ngaphandle komzamo kwicala lomphumezi. Zilungiselele ubunzima, unganikezeli, nokuba iziphumo azifiki ngokukhawuleza. Kholelwa kuwe nakukwazi kwakho ukufikelela kwinkululeko yezemali. Ekugqibeleni, indlela yokufumana i-ruble yesigidi okanye iidola ifuna ukugxila, umzamo kunye nomnqweno oqhubekayo wokuziphucula. Imfundo, ucwangciso lwezemali, ulawulo lwemali olusebenzayo, utyalo-mali kunye nophuhliso oluqhubekayo zizinto eziphambili zokufezekisa injongo yakho. Kholelwa kuwe, thatha inyathelo kwaye ubone iphupha lakho lizaliseka.

Kwisigidi sokuqala kwizabelo: i-iPhone entsha okanye ubomi obutsha?

Ke, i-Apple yinkampani yokuqala kwimbali yoluntu imali yayo engaphezulu kwe-3 yeebhiliyoni zeedola. Ukunika umbono wesikali senani, iyonke ibhajethi ye-EU ye-2023 yi-186.6 yeebhiliyoni zeedola. Ngokutsho koMphathiswa woPhuhliso lweDijithali, i-304 yezigidi zezixhobo zonxibelelwano eziphathwayo zibhaliswe eRashiya. Kwezi, malunga ne-100 lezigidi zii-smartphones. I-76,7% ye-Android kunye ne-22,7% ye-iPhone. Kuyavela ukuba kukho malunga ne-23 yezigidi zee-iPhones eRashiya. I-iPhone yinkosi yee-smartphones, ukhetho lwesityebi kunye nesimo. I-iPhone ibe luphawu lwempumelelo, amandla kunye nobutyebi kuyo yonke imbali yayo. Kwaye abantu abaninzi bafuna ukufumana esi simo, nokuba ithegi yexabiso iyathintelwa kubo. Bayiqokelela iinyanga, bayisebenzisele ukuthenga i-airbag, okanye bade bathathe imali-mboleko kwivenkile yeefowuni. Ngaphezu kwe-60% yabantu baseRussia bathenga i-iPhone ngetyala! Malunga ne-14 lezigidi zee-iPhones zityala. Kodwa yintoni ongayi kuyenza kwisimo, ngakumbi xa isiseko sayo kuphela iPhone?! Bangaphi abantu baseRashiya abanezabelo ze-Apple? Ingaba ucinga ntoni? Andinazo iinkcukacha ezichanekileyo, kodwa ndiqinisekile ukuba aziyi kufikelela nakwisigidi. Kodwa ngelize. Ukunyuswa kwenkampani, ewe, akusiyo i-smartphone – awukwazi ukuyibeka etafileni kwindawo yokutyela, kodwa ezo zinto azinakuthelekiswa ne-iPhone. ✔ Ngo-2013, eyona nto yayiphambili kumaphupha abantu abaninzi yayiyi-iPhone 5, eyayixabisa i-650 yeedola. Kwaye isabelo esinye se-Apple sixabisa ngaphantsi kweedola ezili-14. Okanye ungathenga i-avareji ye-Android ye-100 yeedola kunye nezabelo ze-30-40 ze-Apple. Kwaye bhiyozela ukuqala kohambo lomtyali-mali. ✔ Kwiminyaka emine lixesha lokuphucula, kwi-2017 – enye i-$ 1000 ye-iPhone 7. Izabelo ze-Apple ngelo xesha zazixabisa i-$ 36 ngesabelo ngasinye. Ubunokuthi uthathe izabelo ezingama-20 kunye ne-smartphone elula ngaphandle komonakalo. ✔ I-2021 iyeza, kufuneka uqinisekise isimo sakho kwakhona – lungiselela enye i-$ 1000 ye-iPhone 12. Ngelo xesha, izabelo ze-Apple zazisele zithengisa kwi-$ 140. Kodwa unokuthatha amaqhekeza ama-5 endaweni yento yokudlala ebiza imali eninzi. Emva kweminyaka elishumi ye “Apple odyssey,” abanye abantu bashiywe ne-iPhone 12 esetyenzisiweyo, engayi kumangalisa nabani na, ngelixa abanye benomlinganiselo omtsha we-Android kunye nezabelo ezininzi ze-Apple. MasithiIzabelo ze-60 ze-Apple ngoku zibiza i-11,500 USD .

Ngokunokwenzeka, akukho nto iya kutshintsha kwaye uninzi lwabafundi, nokuba sele beluqondile olu balo lungasentla, basazoqhubeka nokuthenga ii-iPhones zetyala, bebonisa kwihlabathi ukuba bame ngokuqinileyo ezinyaweni zabo.

Kodwa ndiyathemba ukuba kuya kubakho abo banomdla kwindlela yokuqinisekisa ukuba ngaphezu kweminyaka, endaweni yefowuni esetyenzisiweyo ephaketheni lakho, isamba esicocekileyo siya kuqokelela kwi-akhawunti ye-brokerage. Ukuba unayo imali eyaneleyo kwiifowuni ezibizayo kunye notyalo-mali, ngoko ndivuya ngokwenene kuwe – oku kuyimpumelelo! Ngendlela, ngoku i-iPhone 14 Pro Max entsha ixabisa i-1,200 yeedola, izabelo ziyi-192 yeedola kwaye ziyenyuka. Indlela yokufumana i-ruble ye-10 yezigidi kunye nomvuzo wama-ruble angama-25,000? https://youtu.be/y0bFGEkTK5s

Kwaye okwangoku, ndinokucebisa: Indlela yokufumana i-ruble yesigidi ngosuku olunye

Ndinika impendulo kwisemina. Liyakuxabisa malini itikiti lokuya kwisemina? – 1000 engange. Zingaphi iindawo ezikhoyo? – 1000. Ndiyathemba ukuba yonke into icacile kumntu wonke. Kwabo bangekaqondi, bhalisa. Zisekho iindawo ezikhoyo.