Maitiro ekuvhura IIS Tinkoff, mamiriro, tariffs, nzira yekuwana kuderedzwa

Kuisa mari uchishandisa account yekudyara yega ndiyo imwe yenzira dzekuisa mari nemazvo. Mabhangi mazhinji anopa mukana wekuvhura IIS. Mumwe wavo ndiTinkoff-Bank. Muchikamu chino, tichataura pamusoro pekuti Tinkoff IIS chii, nzira yekuburitsa uye kushandisa yega yega account account kubva kuTinkoff, pamwe chete nemashoko ekushandisa, zvakanakira uye zvisingabatsiri.

Chii chinonzi IIS Tinkoff

Iyo yega account yekudyara imhando yakakosha yebrokerage account. Neiyi account, unogona kutenga masheya, mabhondi, mari. Musiyano mukuru ndiko kugona kugamuchira kuderedzwa kwemutero, izvo zvisingagoneke neyakajairwa brokerage account. Zvakare, iyo nyika inogona kumisa zvirambidzo uye mabhenefiti ane chekuita neIIS. Zvichienderana nerudzi rwekutungamira, marudzi maviri anosiyaniswa: anodzorwa akazvimirira uye kuburikidza nekambani manejimendi. Tinkoff-Bank inopa mukana wekuburitsa IIS ine mamiriro akanaka. Vhidhiyo yekudzidzisa – chii Tinkoff IIS, maitiro ekudyara uye kuwana mari pairi muna 2022: https://youtu.be/Yup_Fw8CPks

Maitiro ekunyorera kuTinkoff IIS – ndeipi data inodiwa kuvhura account yekudyara yega neTinkoff

Iwe unogona kuvhura IIS pane chinongedzo https://www.tinkoff.ru/invest/iis/ Kuti unyore, unofanirwa kuzadza fomu pawebhusaiti yebhangi. Padanho rekutanga, iwe uchafanirwa kuratidza zita rako rakazara uye nhamba yefoni yekufonera.
SMS ine kodhi inotumirwa kune iyo nhamba yakatarwa. Inofanira kuiswa mune inotevera fomu.
Isa password yeTinkoff-Bank yako account account.
Padanho rechipiri, iwe unofanirwa kuverenga mazwi ebasa uye kusaina fomu rekunyorera kuburikidza neSMS.
Padanho rechitatu, iwe unozofanirwa kudhawunirodha iyo Tinkoff Investments application. Iyo account ichavhurwa mukati mezuva rimwe rekutengesa.
Iyo app yekurodha peji inoita seizvi.
Mukushandisa, iwe unofanirwa kuisa nhamba yefoni iyo iyo Tinkoff-Bank kadhi yakabatanidzwa.
SMS ine kodhi yekusimbisa inotumirwa kufoni yako. Iwe unofanirwa kuiisa mufomu.
Isa password yeakaundi yako wega Tinkoff-Bank
Seta kodhi yekupinda muTinkoff Investments application.
Mushure mekuisa iyo kodhi, iyo huru menyu yekushandisa ichavhura. Swipe kuruboshwe.
Pahwindo rinovhurwa, tinya bhatani rekuti “Vhura IIS”.
Iyo sevhisi ichatiyambira kuti unogona chete kuva neakaundi imwe chete. Saka kana uine account kunerimwe bhanga, vhara. Kana iwe usina maakaundi akafanana mune mamwe mabhanga, tinya pakanzi “Handina imwe IIS”.
Maitiro ekuvhura account yekudyara wega neTinkoffbank – nhanho-ne-nhanho mirairo yekuvhura IIA muTinkoff Investments: https://youtu.be/WNotdO5aI2Y

Ndiani anogona kuvhura IIS?

Chete munhu ari mutero anogara uye mugari weRussian Federation uye asvika makore gumi nemasere ane kodzero yekuvhura account. Kuti uve mutero mugari weRussian Federation, unofanirwa kugara muRussian Federation kwemazuva angangoita 183 pagore. IIS inogona kuvhurwa nemunhu wega muzvinabhizimusi, anozvishandira, mushandi wehurumende, mudyandigere, muuto.

Vashandi vehurumende uye vashandi vemauto havana kodzero yekuve nemidziyo yekunze uye midziyo, iyo inova iyo inogona kukonzera kunetsana kwechido.

Kudzora kugadzirisa uye kusarudza

Iwe unogona kubata ma investimendi zvese kuburikidza nenharembozha uye kuburikidza neTinkoff Investments terminal. Kuti uwane rumwe ruzivo, tevera chinongedzo https://help.tinkoff.ru/terminal/ Iyo mobile application inosanganisira zvikamu zvishanu: “Portfolio”, “Chekutenga”, “Feed”, “Chat” uye “Zvimwe”. Chikamu chePortfolio chinosanganisira ruzivo nezveakaundi uye zvakatorwa zvemari zvinhu. Muchikamu chino, iwe unogona kuzadza chiyero uye kudzidza nezve anoshanda uye akapedzwa kutengeserana.
Mukona yepamusoro yekurudyi kune bhatani re “Zviitiko”, nekutsikirira iwe unogona kuona zviitiko zvese zvakaitika neakaunti iyi.
Kana iwe ukadzvanya pane chimwe chiitiko, unogona kuona zvese zvese pairi.
Muchikamu che “Chii chekutenga”, unogona kusarudza asset yaunogona kuisa mari. Inogona kunge iri mari, masheya, mabhondi, remangwana, mari.
“Tape” – nhau, analytics uye mamwe mashoko anokosha anobata makotesheni. Pano iwe unogona kushanyira social network yevanoisa mari “Pulse”, teerera podcasts pamusoro wekudyara, verenga zvinyorwa.
“Kukurukurirana” – pano iwe unogona kuchinjana mameseji nevaunoshanda navo, pamwe nekutsvaga rubatsiro nguva dzese.
Muchikamu che “More”, ma tabo “Settings”, “Profile” uye “Info” anoiswa. Mu “Profile” tab, mushandisi anogona kusarudza chirongwa chemutero uye kutora bvunzo kuti aone maitiro ekutengesa uye chimiro chekudyara. Mune imwechete tab, unogona kuzadza iyo W-8BEN fomu. Izvi zvakakosha kuita kana investor achitenga masheya ekunze, semuenzaniso, kubva kuNASDAQ exchange. Fomu rakapedzwa rinoratidza kuti investor haasi mutero weUS anogara. Kubva pane iyi tebhu, unogona kuenda kune yako mbiri muPulse – iyo Tinkoff-Investments social network.

Kana iwe ukatengesa midziyo yekunze usina kuzadzisa fomu, mutero unenge uri 30%. Kana wapedza, mutero unogona kuderedzwa kusvika 13%.

Iyo “Settings” tebhu inobvumidza iwe kugadzirisa iyo nhau feed uye zviitiko, gonesa push zviziviso, sarudzo dzekupinda, SMS kusimbiswa kwekutengesa mashandiro.
MuInfo tab, unogona kuwana mhinduro kumibvunzo inowanzo bvunzwa, kugadzirisa matambudziko aisakwanisa kugadziriswa muChat tab, uye tarisa mashandisirwo ekushandisa. Unogona kuvhura munhu Tinkoff investment account online pa https://www.tinkoff.ru/invest/iis/:

Maitiro ekutora kubviswa kweIIS kubva kuTinkoff Bank mhando A uye B

IIS kubva kuTinkoff Bank inopa kuderedzwa kwemitero yemhando A uye B. Muchiitiko chekutanga, 13% yemari yakaiswa inogona kudzorerwa gore negore. Mari yekuzadza haifanire kudarika 400,000 rubles pagore rekarenda. Nekubvisa mhando A, unogona kukwira kusvika ku52,000 rubles pagore. Kuti agamuchire mari, muridzi anofanira kunge aine mari inoenderana nemutero wemuhoro wega. Kana mari yepamutemo iri 30,000 rubles, iyo yakawanda yakawanda yekubvisa ichava 46,800 rubles.
Munhu anodyara mari anogona kugamuchira kuderedzwa kwerudzi urwu nekuzadza chikumbiro pawebhusaiti yeFederal Tax Service kana nekuendesa chikumbiro pachako kuhofisi yedunhu resevhisi. Mapepa anotevera anodiwa kuti ubvise Rudzi A:

1. Declaration 3-NDFL, yakazadzwa online pawebhusaiti yeFederal Tax Service.
2. Chitupa 2-NDFL chegore rekuisa mari kuaccount account. Ichasimbisa chokwadi chekugamuchira mari uye kubhadhara mutero pamwero we13% munguva yemutero. Inopihwa mudhipatimendi re accounting kune yega yega nzvimbo yebasa.

Iwe unogona kumirira iyo 2-NDFL chitupa pawebhusaiti yebasa remutero, wozoidhawunirodha kana uchizadza 3-NDFL chiziviso. Sezvo mutemo, ivo vanoiswa kunze kwaApril 1 wegore rega rega.

3. Zvinyorwa kubva kune broker. Tinkoff-Bank ichavagadzirira mushure mekupera kwegore rekarenda reakaundi. Ivo vanozoda kudhawunirodha muTinkoff Investments application kana muakaundi yako patinkoff.ru webhusaiti, uye kuiswa kune fomu paFTS webhusaiti.

Tinkoff-Bank ichapa mushumo pamusoro pekutengeserana uye mashandiro kana ichidiwa nehofisi yemutero. Kuti uite izvi, unofanirwa kunyorera kune yerutsigiro sevhisi chat mune application kana pane tinkoff.ru webhusaiti. Gwaro rinogadzirirwa mukati memazuva gumi ekushanda uye rinotumirwa netsamba kune kero iri nyore.

Type B inobviswa inongogamuchirwa kana account yakavharwa. Nekubviswa uku, unogona kuita purofiti pakudyara pasina kubhadhara mutero. Iyi mhando yekubvisa haigone kugamuchirwa pamberi pemakore matatu mushure mekuvhurwa kweaccount.
Ngatitii pakutanga kwa2020 mutengi akavhura account ndokuisa 300,000 rubles mairi. Mari yacho yakabudirira, uye migove yaakaisa mari mairi yakawana muukoshi. Pakutanga kwa2023, mutyairi akafunga kutengesa zvikamu uye kuvhara account. Iyo account mushure mekutengeswa kwemasheya yakasvika ku900,000 rubles. Imari mushure mekuderedzwa kwemakomisheni yakasvika ku600,000 rubles, mutero kubva pairi – 78,000 rubles.Chikumbiro chekubviswa kwemhando B chinotumirwa kuburikidza nemutengesi chaipo account isati yavharwa kana kuhofisi yemutero. Inogona kuendeswa mumunhu kana online. Iyo broker haibvise mutero pamari yekudyara kana uchinyorera. Asi kana mushambadzi afunga kuisa chikumbiro neFederal Tax Service, mutengesi anozonyora kubhadhara mutero, ipapo iyo Federal Tax Service, mushure mekuongororwa, ichakweretesa kubviswa kune kadhi remuridzi.

Kuisa mari kuburikidza neIIS Tinkoff – mamiriro

Tinkoff-Bank inopa anotevera mamiriro ekudyara:

1. Investment manejimendi iri nyore – kushandisa application pane smartphone. Iyo ine yakajeka interface, yakanakira vese vanotanga uye vane ruzivo vanoita mari.
2. Yekushandisa online inogona kuzadzwa mumaminetsi mashoma. Mumiriri webhangi achasvika aine magwaro anodiwa panguva nenzvimbo yakakodzera. Muridzi weTinkoff-Bank kadhi anogona kusaina magwaro nekodhi yeSMS, mushure meizvozvo account ichavhurwa nekukurumidza. IIS ichavhurwa pazuva rinotevera rekushanda kana chikumbiro chikasiiwa mushure me19:00 nguva yeMoscow kana pane stock exchange zuva rekuzorora.
3. Iwe unogona kuisa mari kunyange ne10 rubles muakaunti yako. Uyu ndiwo mutengo wechikamu chimwe cheEternal Portfolio mari kubva kune manejimendi kambani Tinkoff Capital. Mutengo wezvisungo zvakawanda ndeye 1000 rubles.
4. Chikamu che “Chii chekutenga” chine sarudzo yezvinhu uye ruzivo nezvemakambani anoyevedza. The investor haazorasikirwi pamwe kusarudzwa migove.
5. Tinkoff Investments inopa huwandu hwakawanda hwemasheya uye zvisungo kubva kune ese eRussia uye ekunze makambani. Vashandisi vesevhisi vanogona kuisa mari mumari 8 makuru epasirese.
6. Pane chero zuva revhiki, iwe unogona kuwana rutsigiro muakaundi yako yega kana mune yekushandisa chat.

Makomisheni uye tariffs muIIS Tinkoff Investments

Pane mitero miviri yeIIS Tinkoff. Kana mushandisi asingawanzo tengesa pamusika wekuchengetedza, mutero weInvestor wakamukodzera. Inongochaja komisheni kana yapedza kutengeserana, uye inokwana 0.3%. Kune avo vari kuita zvehunyanzvi mukudyara, iyo Trader tariff yakakodzera.

Batanidza kune tariffs: https://www.tinkoff.ru/invest/tariffs/ Transaction commission ndeye 0, 04 %, asi mubhadharo wepamwedzi we290 rubles unobhadharwa. Kubhadhara kwemwedzi hakuna kubviswa mumwedzi apo mutengesi asingashandisi account.

Ndeupi musiyano uripo pakati peakaundi yebrokerage neIIS Tinkoff?

Mugari anogona kuvhura account imwe chete, nepo panogona kunge paine akati wandei ebrokerage. Nerubatsiro rweIIS, unogona kuwana zvakaderedzwa kubva mutero pamipiro uye pamari. IIS inokutendera iwe kuti uwane mari yakavimbiswa kuburikidza nekuderedzwa kwemutero. Chikamu chemutero wakabhadharwa wega wega unodzoserwa muchimiro chemari kusvika ku52,000 rubles. Izvo zvakare zvinogoneka kusabvisa kubhadharwa kwemutero we13% pamari kubva mukutengesa. Mutero wekutengesa hauna kuverengwa gore negore, asi chete kana IIS yakavharwa.

Ndekupi kwandingawane imwe Tinkoff investment account?

Iwe unogona kuwana ruzivo rwese rwunodiwa, pamwe nekuvhura iyo Tinkoff IIS, pane iyi link https://www.tinkoff.ru/invest/iis/

Ndezvipi zvisingabatsiri zveakaundi yekudyara wega

Nguva shoma yekuvapo kweIIS makore 3, asi inorambidzwa kubvisa mari nguva iyi isati yapera. Zvikasadaro, iyo account ichavharwa otomatiki uye mushandisi acharasikirwa nekodzero yekubvisirwa mutero. Kunyangwe zvichikwanisika kutenga mari yekunze nerubatsiro rweIIS, iyo account inogona kuzadzikiswa chete muRussia rubles. Iyo yakawanda yekuzadza huwandu ndeye 1,000,000 rubles pagore. Uyu muganho unovandudzwa muna Ndira 1 wegore rega rega.

Sei IIS ichidiwa?

Iyo account yekudyara yega account iaccount yekutengesa pakuchinjana neyakasarudzika mutero wemutero. Kufanana neakaundi yebrokerage, nerubatsiro rweIIS unogona kutenga nekutengesa mari, masheya uye mabhondi.

Wongororo pamusoro pekudyara muIIS Tinkoff

Ndakanga ndisina chokwadi nezve stock trading apps. Asi pandakaedza Tinkoff Investments, ndakafadzwa nekushanda uye nyore. Mukushandisa, iwe unogona kuona muchidimbu uye zviratidzo zvechinhu chitsva. Iyo application yakagadzikana, inokurumidza chinja kune emahara maseva. Mari inopinzwa mukati memaminitsi ekufamba kuenda kuTinkoff ATM. Ini ndinokurudzira app kune wese munhu.

Iyi ndiyo yepamusoro terminal uye application. Kunyangwe mhinduro yekutaura haina kukurumidza kudaro, asi kukurumidza mukudyara kwakakosha. Kumushandi wehurumende, gwaro rekuzivisa raitora nguva refu.

Pawebhusaiti ye bank.ru pane wongororo kubva kune investor anoudza nyaya yekubviswa kwemari kubva kuaccount. Akawana dhiri iri nani, saka akafunga kuvhara account.
Musi waGumiguru 31, 2019, akatengesa zvinhu zvese paaccount ndokubvisa mari. Musi waNovember 5, akatumira chikumbiro chekuvhara account kuburikidza nerutsigiro chat, iyo maneja akapindura kuti account yaizovharwa mukati memazuva makumi matatu.
Musi waNovember 7, mutengesi akazarura imwe IIA, achisimbisa kuti atova neakaundi yakafanana, iyo inofanira kuvharwa mukati memazuva makumi matatu. Musi waZvita 6, Tinkoff-Bank yakatumira meseji kune investor ichitaura kuti zvaisaita kuvhara account.
Mushure mekuona meseji iyi muna Zvita 16, mushandisi akaedza kutsvaga kuti nei zvisingaite kuvhara account. Haana kuwana mhinduro yakajeka.
Nekuda kwekusagona uku, kubva muna Zvita 16, 2019, investor ari panjodzi yekusagamuchira mabhenefiti emutero we2019. Atova nemaakaundi maviri: muTinkoff-Bank uye nemutengesi mutsva.
Mushandisi weakaunti anoyambira vamwe vangangove vanoisa mari kuti vasashandise iyi sevhisi.IIS Tinkoff Investments – mhedzisiro yekudyara mumasheya kwemwedzi gumi, ruzivo runoshanda – ongororo yevhidhiyo: https://youtu.be/d2jUT4Laga4 Zvakare, robhoti rekutengesa algorithmic rinowanikwa pakutengesa paTinkoff Investments: https://articles.opexflow .com/trading- bots/tinkoff-investicii.htm Iyo Individual Investment Account inopa kuderedzwa kwemitero asi ine zvirambidzo zvakakosha zvekushandisa. Tinkoff-Bank inopa mamiriro akanaka ekudyara muIIS. Nepo vazhinji vanoisa mari vachiona Tinkoff Investments zvakanaka, kune zvakare kushomeka kwesevhisi.