Sɛnea wobebue IIS Tinkoff, tebea horow, tariffs, sɛnea wobenya deduction

Sika a wɔde bɛto mu denam ankorankoro sika a wɔde bɛto mu akontaabu so no yɛ akwan a wɔbɛfa so de sika ahyɛ mu yiye no mu biako. Sikakorabea pii ma wonya hokwan bue IIS. Wɔn mu biako ne Tinkoff-Bank. Wɔ saa asɛm yi mu no, yɛbɛka nea Tinkoff IIS yɛ, sɛnea wɔde ankorankoro sikasɛm akontaabu a efi Tinkoff bɛma na wɔde adi dwuma, ne nsɛm a wɔde di dwuma, mfaso ne ɔhaw ahorow ho asɛm.

Dɛn ne IIS Tinkoff

Ankorankoro sikasɛm akontaabu yɛ brokerage akontaabu soronko bi. Sɛ wode saa akontaabu yi di dwuma a, wubetumi atɔ stocks, bonds, sika ahorow. Nsonsonoe titiriw no ne tumi a wotumi nya tow a wɔtew so, a ɛrentumi nyɛ yiye wɔ aguadi akontaabu a wɔde di dwuma daa mu. Afei nso, ɔman no betumi de anohyeto ne mfaso horow asi hɔ a ɛfa IIS ho. Ɛgyina adwumayɛkuw a wɔhwɛ so no so no, wɔda nsow ahorow abien: nea wɔde wɔn ho di so na ɛnam adwumakuw bi a wɔhwɛ so so. Tinkoff-Bank ma wonya hokwan de IIS a tebea pa wom ma. Nhomasua video – dɛn ne Tinkoff IIS, sɛnea wode sika bɛto mu na woanya sika wɔ so wɔ afe 2022 mu: https://youtu.be/YUp_Fw8CPks

Sɛnea wobɛbisa Tinkoff IIS – data bɛn na ɛhia na woabue ankorankoro sikasɛm akonta wɔ Tinkoff

Wubetumi abue IIS wɔ link https://www.tinkoff.ru/invest/iis/ Sɛ wopɛ sɛ wokyerɛw wo din a, ɛsɛ sɛ wohyehyɛ kratasin bi wɔ sikakorabea no wɛbsaet so. Wɔ anammɔn a edi kan no mu no, ɛho behia sɛ wokyerɛ wo din mũ no nyinaa ne telefon nɔma a wo ne no bɛkasa.
Wɔde SMS a ɛwɔ koodu bi bɛmena nɔma a wɔakyerɛ no so. Ɛsɛ sɛ wɔde kratasin a edidi so yi hyɛ mu.
Hyehyɛ wo Tinkoff-Bank ankasa akontaabu no asɛmfua.
Wɔ anammɔn a ɛto so abien no mu no, ɛsɛ sɛ wokenkan adwumayɛ ho nhyehyɛe no na wode wo nsa hyɛ akwammisa krataa no ase denam SMS so.
Wɔ anammɔn a ɛtɔ so mmiɛnsa no mu no, ɛho bɛhia sɛ wotwe Tinkoff Investments application no. Wobebue akontaabu no wɔ aguadi da biako mu.
App download krataafa no te sɛ eyi.
Wɔ application no mu no, ɛsɛ sɛ wokyerɛw telefon nɔma a wɔde Tinkoff-Bank kaad no bata ho no.
Wɔde SMS a ɛwɔ confirmation code bɛmena wo fon so. Ɛsɛ sɛ wode hyɛ kratasin no mu.
Hyehyɛ wo ankasa akontaabu no asɛmfua Tinkoff-Bank
Set kwan a wɔfa so kɔ hɔ no wɔ Tinkoff Investments application no mu.
Sɛ wode code no gu kɔmputa so wie a, application no menu titiriw no bebue. Fa wo nsa hyɛ benkum so.
Wɔ mfɛnsere a ɛbɛbue no mu no, klik “Open IIS” button no so.
Ɔsom no bɛbɔ yɛn kɔkɔ sɛ wubetumi anya akontaabu biako pɛ. Enti sɛ wowɔ akontaabu wɔ sikakorabea foforo a, to mu. Sɛ wo nni akontaabu a ɛte saa ara wɔ sikakorabea afoforo mu a, klik “Minni IIS foforo” so.
Sɛnea wobɛbue ankorankoro sikasɛm akontaabuo wɔ Tinkoffbank – anammɔn anammɔn akwankyerɛ a ɛfa IIA a wobɛbue wɔ Tinkoff Sikasɛm mu: https://youtu.be/WNotdO5aI2Y

Hena na obetumi abue IIS?

Ankorankoro a ɔyɛ towtuafo ne Russia Ɔman ba na wadi mfe 18 nkutoo na ɔwɔ hokwan sɛ obue akontaabu. Sɛ wobɛyɛ obi a ɔte Russia Ɔman no mu a, ɛsɛ sɛ wotra Russia man no mu anyɛ yiye koraa no nnafua 183 afe biara. Ankorankoro adwumayɛfo, obi a ɔyɛ n’ankasa adwuma, ɔman dwumayɛni, obi a wanya pɛnhyen, ɔsraani betumi abue IIS.

Ɔman adwumayɛfo ne asraafo nni hokwan sɛ wonya amannɔne agyapade ne agyapade ahorow, a sɛ obi benya a, ɛbɛma wɔabɔ abira.

Control nhyehyɛe ne paw so

Wubetumi ahwɛ sika a wode bɛto mu no so denam mobile application no so ne Tinkoff Investments terminal no so. Sɛ wopɛ nsɛm pii a, di link no akyi https://help.tinkoff.ru/terminal/ Mobile application no wɔ afã atitiriw 5: “Portfolio”, “Nea ɛsɛ sɛ wotɔ”, “Feed”, “Chat” ne “More”. Portfolio ɔfa no de nsɛm a ɛfa akontaabu no ne sikasɛm mu agyapade a wɔanya ho ka ho. Wɔ ɔfã yi mu no, wubetumi ahyɛ nea aka no ma na woasua nnwuma a ɛyɛ nnam ne nea wɔawie ho ade.
Wɔ atifi nifa so no “Events” button bi wɔ hɔ, denam mia a wobɛmia so no wubetumi ahu nsɛm a esisii wɔ akontaabu yi mu nyinaa.
Sɛ wobɔ asɛm pɔtee bi a esii so a, wubetumi ahu ho nsɛm nyinaa.
Wɔ “Nea ɛsɛ sɛ wotɔ” ɔfã no mu no, wubetumi apaw agyapade bi a wubetumi de wo sika ahyɛ mu. Ebetumi ayɛ sika, sikakorabea, bonds, daakye, sika.
“Tape” – nsɛm, nhwehwɛmu ne nsɛm foforo a ɛho hia a ɛka nsɛm a wɔafa aka. Ɛha na wobɛtumi akɔ social network ama investors “Pulse”, atie podcasts a ɛfa asɛmti a ɛfa investment ho, kenkan nhoma ahorow.
“Chat” – ha na wobɛtumi ne w’ahokafoɔ asesa nkra, ne afei nso wobɛhwehwɛ mmoa dɔnhwerew biara mfiridwuma ho mmoa.
Wɔ “More” ɔfã no mu no, wɔde tabs “Settings”, “Profile” ne “Info” no si hɔ. Wɔ “Profile” tab no mu no, nea ɔde di dwuma no betumi apaw tariff nhyehyɛe na wayɛ sɔhwɛ de ahu aguadi kwan ne sikasɛm ho nsɛm. Wɔ tab koro no ara mu no, wubetumi ahyɛ W-8BEN kratasin no ma. Eyi fata sɛ wɔyɛ sɛ obi a ɔde ne sika hyɛ mu tɔ amannɔne kyɛfa, sɛ nhwɛso no, fi NASDAQ aguadidan mu a. Krataa a wɔawie no bɛkyerɛ sɛ nea ɔde ne sika ahyɛ mu no nyɛ U.S. towtua ho ɔtefo. Efi saa tab yi so no, wubetumi akɔ wo profile so wɔ Pulse – Tinkoff-Investments social network no mu.

Sɛ wode amannɔne agyapade di gua a wonhyehyɛ kratasin no a, tow no bɛyɛ 30%. Sɛ wowie a, wobetumi atew tow no so akodu 13%.

“Nsiesiei” tab no ma wo kwan ma wo hyehyɛ nsɛm ho amanneɛbɔ ne nsɛm a esisi, ma push notifications, login options, SMS confirmation of trading operations no yɛ adwuma.
Wɔ Info tab no mu no, wubetumi anya nsɛmmisa a wɔtaa bisa ho mmuae, adi ɔhaw ahorow a wɔantumi anni ho dwuma wɔ Chat tab no mu ho dwuma, na woahwɛ application no ho nsɛm. Wubetumi abue ankorankoro Tinkoff sikasɛm akontaabu wɔ intanɛt so wɔ https://www.tinkoff.ru/invest/iis/:

Sɛnea wobɛnya IIS deduction afiri Tinkoff Bank types A ne B mu

IIS a efi Tinkoff Sikakorabea no ma wɔtew tow a ɛyɛ ahorow A ne B. Wɔ nea edi kan no mu no, wobetumi asan de sika a wɔde asie no 13% aba afe biara. Ɛnsɛ sɛ sika a wɔde bɛsan ahyɛ mu no boro ruble 400,000 wɔ kalenda afe biara mu. Sɛ wuyi type A fi mu a, wubetumi anya ruble 52,000 afe biara. Sɛ owura no benya sika a, ɛsɛ sɛ onya sika a ɛsɛ sɛ wotua ankorankoro sika tow. Sɛ aban sika a wonya no yɛ ruble 30,000 a, sika a ɛsen biara a wobetwa afi mu no bɛyɛ ruble 46,800.
Obi a ɔde ne sika hyɛ mu no betumi anya sika a wɔatwa afi mu a ɛte sɛɛ denam akwammisa krataa a ɔbɛhyehyɛ wɔ Federal Tax Service no wɛbsaet so anaasɛ ɔde akwammisa krataa a ɔde bɛma ankasa wɔ ɔmantam adwumayɛbea a ɛwɔ ɔsom adwuma no mu no so. Nwoma a edidi so yi na wɔhwehwɛ na ama wɔatew so wɔ Type A mu:

1. Mpaemuka 3-NDFL, a wɔahyɛ no ma wɔ intanɛt so wɔ Federal Tax Service no wɛbsaet so.
2. Adansedie krataa 2-NDFL ma afe a wɔde sika ahyɛ sikakorabea no mu. Ɛbɛsi nokwasɛm a ɛyɛ sɛ wobenya sika na wɔatua tow wɔ 13% wɔ tow bere no mu no so dua. Wɔde ma wɔ akontaabu dwumadibea hɔ ma beae biara a wɔyɛ adwuma.

Wubetumi atwɛn 2-NDFL adansedi krataa no wɔ towtua adwumayɛbea no wɛbsaet so, na afei woatwe bere a worehyehyɛ 3-NDFL mpaemuka no. Sɛnea mmara kyerɛ no, wɔde to hɔ wɔ April 1 akyi wɔ afe biara mu.

3. Nwoma ahorow a efi aguadifo no hɔ. Tinkoff-Bank besiesie wɔn wɔ akontaabu no kalenda afe no awiei akyi. Ɛho behia sɛ wɔtwe wɔ Tinkoff Investments application no mu anaa w’ankasa akontaabu mu wɔ tinkoff.ru wɛbsaet no so, na wɔde gu kratasin no so wɔ FTS wɛbsaet no so.

Tinkoff-Bank de amanneɛbɔ a ɛfa nnwuma ne adwumayɛ ho bɛma sɛ towtua adwumayɛbea no hwehwɛ a. Sɛ wobɛyɛ eyi a, ɛsɛ sɛ wokyerɛw kɔ support service chat a ɛwɔ application no mu anaa tinkoff.ru wɛbsaet no so. Wɔsiesie krataa no wɔ adwuma nnafua 10 ntam na wɔde mena address a ɛfata.

Type B deduction no betumi anya bere a wɔato akontaabu no mu nkutoo. Sɛ wotew so yi a, wubetumi anya mfaso afi sika a wode asie no mu a wuntua tow. Saa sika a wɔtwe fi mu yi, wontumi nnya ntɛm nsen mfe 3 wɔ akontaabu no a wobuee no akyi.
Momma yɛnka sɛ wɔ afe 2020 mfiase no, sikakorafo bi buee akontaabu na ɔde rubles 300,000 hyɛɛ mu. Sika a ɔde hyɛɛ mu no yɛɛ yiye, na kyɛfa a ɔde hyɛɛ mu no bo kɔɔ soro. Wɔ afe 2023 mfiase no, ɔdefo no sii gyinae sɛ ɔbɛtɔn kyɛfa no na wato akontaabu no mu. Akontaabu a ɛwɔ kyɛfa a wɔtɔn akyi no yɛ ruble 900,000. Income akyi deduction of commissions dodow yɛ 600,000 rubles, tow fi mu – 78,000 rubles.Wɔnam aguadifo bi so de akwammisa krataa a ɛfa sika a wɔtew so wɔ ɔkwan B so no kɔ ansa na wɔato akontaabu no mu anaasɛ wɔ towtua adwumayɛbea hɔ. Wobetumi de amena ankasa anaasɛ wɔde amena wɔ Intanɛt so. Broker no renyi tow a wotua wɔ sika a wonya fi sika a wɔde asie mu no ho bere a ɔrebisa no. Nanso sɛ nea ɔde ne sika ahyɛ mu no si gyinae sɛ ɔde akwammisa krataa bɛkɔ Federal Tax Service no nkyɛn a, aguadifo no bɛkyerɛw tow a wotua no afi hɔ, afei Federal Tax Service no, bere a wɔadi ho adanse awie no, wɔde sika a wɔatwa no no bɛto nea ɔde ne sika ahyɛ mu no kaad so.

Sika a wode bɛto mu denam IIS Tinkoff – tebea horow so

Tinkoff-Bank de sikasɛm tebea horow a edidi so yi ma:

1. Investment management yɛ mmerɛw yiye – de application bi di dwuma wɔ smartphone so. Ɛwɔ interface a emu da hɔ, a ɛyɛ mmerɛw ma wɔn a wɔrefi ase ne wɔn a wɔde wɔn sika hyɛ mu a wɔn ho akokwaw nyinaa.
2. Wobetumi de simma kakraa bi ahyɛ Intanɛt so akwammisa krataa no ma. Sikakorabea ananmusifo bi bɛba a ɔde nkrataa a ɛho hia bɛba wɔ bere ne beae a ɛfata mu. Tinkoff-Bank kaad wura no betumi de SMS code de ne nsa ahyɛ nkrataa ase, na ɛno akyi no, wobebue akontaabu bi ntɛm ara. Sɛ wogyae akwammisa krataa no wɔ Moscow bere 19:00 akyi anaasɛ wɔ stock exchange da koro a wɔde gye wɔn ahome a, wobebue IIS no wɔ adwuma da a edi hɔ no mu.
3. Wubetumi de sika ahyɛ wo akontaabu mu mpo de rubles 10 ahyɛ mu. Eyi ne ɛka a wɔbɔ wɔ Eternal Portfolio sika a efi adwumakuw a ɛhwɛ so a wɔfrɛ no Tinkoff Capital hɔ no mu kyɛfa biako ho. Bond dodow no ara bo yɛ rubles 1000.
4. “Nea ɛsɛ sɛ wotɔ” ɔfã no kura agyapade a wɔapaw ne nsɛm a ɛfa nnwumakuw a ɛyɛ anigye sen biara ho. Nea ɔde ne sika hyɛ mu no renhwere ade wɔ kyɛfa a ɔpaw no mu.
5. Tinkoff Investments de stock ne bonds ahorow pii a efi Russia ne amannɔne nnwumakuw nyinaa hɔ ma. Wɔn a wɔde ɔsom no di dwuma no betumi de wɔn sika ahyɛ wiase sika atitiriw 8 mu.
6. Da biara wɔ dapɛn no mu no, wubetumi anya mmoa wɔ w’ankasa akontaabu mu anaasɛ application chat no mu.

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Nnwuma a wɔde ma ne tow a wɔbɔ wɔ IIS Tinkoff Investments mu

Nneɛma abien na ɛwɔ hɔ ma IIS Tinkoff. Sɛ nea ɔde di dwuma no ntaa nni gua wɔ securities gua so a, Investor tariff no fata no. Ɛgye commission nko ara bere a wɔrewie nnwuma no, na ɛyɛ 0.3%. Wɔn a wɔyɛ adwumaden de wɔn ho hyɛ sikasɛm mu no, Trader tariff no fata.

Link a ɛkɔ towtua ho: https://www.tinkoff.ru/invest/tariffs/ Aguadi ho bagua yɛ 0, 04 %, nanso wogye ɔsram biara sika a ɛyɛ rubles 290. Wɔmfa sika a wotua ɔsram biara no mfi mu wɔ asram a aguadifo no mfa akontaabu no nni dwuma no mu.

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Nsonsonoe bɛn na ɛwɔ brokerage akontaabu ne IIS Tinkoff ntam?

Ɔman ba betumi abue ankorankoro akontaabu biako pɛ, bere a wobetumi ayɛ aguadidan ahorow pii. Ɛdenam IIS mmoa so no, wubetumi anya sika a wɔatwa afi tow a wotua wɔ ntoboa ne sika a wunya ho no mu. IIS ma wo kwan ma wunya sika a wɔahyɛ ho bɔ denam tow a wɔbɛtew so. Wɔsan de ankorankoro sika tow a wotua no fã bi ba wɔ ɔkwan a ɛyɛ sika a ɛkɔ ruble 52,000 so. Ɛsan nso yɛ yie sɛ wɔbɛyi toɔ a ɛyɛ 13% a wɔtua wɔ sika a wɔnya firi nnwuma mu no afiri mu. Wonbu tow a wɔbɔ wɔ asɛm no ho afe biara, na mmom bere a wɔato IIS no mu nkutoo.

Ɛhe na metumi anya ankorankoro Tinkoff sikasɛm akontaabu?

Wubetumi ahu nsɛm a ɛho hia nyinaa, ne afei nso woabue Tinkoff IIS no, wɔ link https://www.tinkoff.ru/invest/iis/ .

Dɛn ne ɔhaw ahorow a ɛwɔ ankorankoro sikasɛm akontaabu mu

Bere a ɛsua koraa a IIS bɛba mu ne mfe 3, bere a wɔabara sɛ wobeyi sika ansa na saa bere yi aba awiei. Sɛ ɛnte saa a, wɔbɛto akontaabu no mu ara kwa na nea ɔde di dwuma no ahwere hokwan a ɔwɔ sɛ wɔtew tow so no. Ɛwom sɛ wobetumi de IIS mmoa atɔ amannɔne sika de, nanso wobetumi de Russia rubles nkutoo ahyɛ akontaabu no mu ma. Sika a ɛsen biara a wɔde bɛsan ahyɛ mu ma ne ruble 1,000,000 afe biara. Wɔyɛ anohyeto yi foforo wɔ January 1 afe biara.

Dɛn nti na IIS ho hia?

Ankorankoro sikasɛm akontaabu yɛ akontaabu a wɔde di gua wɔ sikasesɛw mu a towtua nhyehyɛe a wɔpɛ wom. Te sɛ brokerage akontaabu no, ɛnam IIS mmoa so no wubetumi atɔ na woatɔn sika, stock ne bonds.

Nhwehwɛmu a ɛfa sika a wɔde bɛto IIS Tinkoff mu ho

Ná m’adwene mu yɛ me naa wɔ stock trading apps ho. Nanso bere a mesɔɔ Tinkoff Investments hwɛe no, m’ani gyee sɛnea ɛyɛ adwuma ne sɛnea ɛyɛ mmerɛw no ho. Wɔ application no mu no, wobɛtumi ahunu nsɛm a wɔaka abom ne nsɛnkyerɛnneɛ a ɛkyerɛ agyapadeɛ foforɔ. Application no yɛ nea ɛyɛ den, ɛdan ntɛmntɛm kɔ free servers so. Wɔde sika hyɛ mu wɔ simma kakraa bi akyi bere a wɔatu kwan akɔ Tinkoff ATM no. Mekamfo app no ​​kyerɛ obiara.

Eyi yɛ terminal ne application a ɛwɔ soro. Ɛwom sɛ chat mmuae no nyɛ ntɛmntɛm saa de, nanso ahoɔhare a ɛwɔ sika a wɔde bɛto mu no ho hia. Wɔ ɔman dwumayɛni fam no, na adansedi krataa a wɔde bɛbɔ mpaemuka no gye bere tenten dodo.

Wɔ banki.ru wɛbsaet no so no, nhwehwɛmu bi wɔ hɔ a efi sikakorafo bi hɔ a ɔka sika a woyii fii akontaabu no mu ho asɛm. Onyaa apam a eye sen saa, enti osii gyinae sɛ ɔbɛto akontaabu no mu.
Wɔ October 31, 2019 no, ɔtɔn agyapade a ɛwɔ akontaabu no so nyinaa na oyii sika no fii mu. Wɔ November 5 no, ɔde adesrɛ bi kɔe sɛ wɔmfa mmoa nkɔmmɔbɔ no nto akontaabu no mu, na ɔpanyin no buae sɛ wɔbɛto akontaabu no mu wɔ nnafua 30 ntam.
Wɔ November 7 no, sikakorafoɔ no buee IIA foforɔ, berɛ a ɔresi so dua sɛ ɔwɔ akontaabuo a ɛte saa ara dedaw, a ɛsɛ sɛ wɔto mu wɔ nnafua aduasa ntam. Wɔ December 6 no, Tinkoff-Bank de nkra kɔmaa sikakorafo no sɛ ɛrentumi nyɛ yiye sɛ wɔbɛto akontaabu no mu.
Bere a nea ɔde di dwuma no huu saa nkra yi wɔ December 16 akyi no, ɔbɔɔ mmɔden sɛ obehu nea enti a ɛrentumi nyɛ yiye sɛ ɔbɛto akontaabu no mu. Wannya mmuae a emu da hɔ.
Esiane saa nimdeɛ a onni yi nti, ɛde besi December 16, 2019 no, ɔdefo no wɔ asiane mu sɛ ɔrennya towtua mu mfaso wɔ afe 2019 mu. Ɔwɔ akontaabu abien dedaw: wɔ Tinkoff-Bank ne ne broker foforo.
Nea ɔde akontaabu no di dwuma no bɔ afoforo a wobetumi de wɔn sika ahyɛ mu no kɔkɔ sɛ wɔmfa saa ɔsom yi nni dwuma.IIS Tinkoff Investments – aba a ɛfiri sika a wɔde ahyɛ kyɛfa mu asram 10, osuahu a ɛyɛ adwuma – video nhwehwɛmu: https://youtu.be/d2jUT4Laga4 Afei nso, robɔt a wɔde di gua wɔ algorithmic mu wɔ hɔ a wɔde di gua wɔ Tinkoff Investments so: https://articles.opexflow .com/trading- bots/tinkoff-investicii.htm Ankorankoro Sikakorabea Akontaabu no de tow a wɔtew so ma nanso ɛwɔ anohyeto ahorow a ɛho hia wɔ dwumadie ho. Tinkoff-Bank de tebea horow a eye koraa ma sɛ wɔde wɔn sika bɛto IIS mu. Bere a sikasɛm mu asisifo dodow no ara bu Tinkoff Investments yiye no, ɔsom mu sintɔ ahorow nso wɔ hɔ.